By using insurance products to cover your Group Health, Life, Disability Income, and Long-Term Care needs, we can tailor a package that fits your unique situation.
Group Health /Group Disability Income Insurance
A plan designed to fit your company’s unique circumstances.
Coverage that provides nursing-home care, home-health care, personal or adult day care.
Key Person Life Insurance
Protect Against The Unexpected
The untimely death of a key person – such as an owner, partner or majority shareholder – often has a significant impact on a closely held business. Replacing the experience and knowledge of an essential individual can take time and money – and may even jeopardize the continuity of the business. You’ll also need to assure creditors and customers that everything is fine. A key person life insurance policy can help the transition.
Buy Sell Agreement
Surviving owners generally want to ensure a continuity of ownership and management without having the departing owner’s successor thrust upon them. Nor do they want to unduly compromise the liquidity needs of the business by funding a significant buyout. Disabled or deceased owners would want their families compensated fairly for their share of the business. A properly drafted buy-sell agreement can help achieve all of these goals.